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Insurance and Storm Damage Repairs
Hail-cracked glass, dented patio doors, torn screens, split trim and a door kicked in overnight. We document it, write the scope your adjuster needs and do the repair.
An insurance repair has two jobs: fix the house, and give the adjuster a scope clear enough to approve. We photograph every damaged item with a scale reference, list it line by line in the words adjusters use (unit, glass, screen, trim, wrap), and quote the repair against that list. You file the claim and deal with your insurer; we give you what you need to do it and do the work once it is approved.
Minnesota law does not allow a contractor to waive, rebate or cover your deductible, and we do not. Each page below is one kind of damage and what it takes to put it back.
Insurance Repairs jobs we do (15)

Adjuster Says Hail Damage to Windows Is Cosmetic — What to Photograph
The adjuster walked around, saw dents and chips, and called it cosmetic. Before you accept that, check each window for damage that affects how it works.
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Car Hit My House Repair — Wall, Garage and Framing Rebuilt
Someone missed the brake, the garage wall is pushed in and the door will not close. Here is how the wall gets checked, shored and rebuilt, and what the insurers need to see.
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Contractor Estimate for Window Insurance Claim, Line by Line
The adjuster is coming Thursday and you want something on paper that lists every window and door the storm hit. This is what that estimate should look like and what goes in it.
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Fire Damage Repair Contractor — Carpentry Rebuilt After the Cleanup
The fire is out, the restoration company has cleaned and gutted what was burned, and the rooms are down to studs. Here is how the carpentry goes back in.
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Hail Damage Window Replacement — Cracked Glass, Sashes and Frames
Hail left star cracks in the glass, dents in the vinyl sill and a sash that will not close tight. Here is how each one gets fixed, and what goes on the list for your adjuster.
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Hail Damaged Window Screens Replacement — Rescreen or New Frames
Hail shredded the screens on the storm side and dented a few frames. Before anything gets fixed, every screen gets counted, sized and photographed so none is left off the claim.
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Hail Dented Steel Door Replacement — Entry and Storm Doors
The front door looks like a golf ball and the storm door took it worse. Here is when a new slab is enough, when the whole unit goes, and how the dents get documented.
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Hail Dents on Aluminum Clad Window Sash — Sash Only or Whole Unit
The hail left dents all over the aluminum cladding on the sashes and the sill. The glass is fine, and you want to know what gets replaced.
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Insurance Adjuster Missed Window Damage — Asking for a Supplement
The check came and the scope lists three windows, but six screens are torn and a sash on the back is cracked. Here is how the missing items get documented and back in front of your insurer.
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Insurance Won't Replace All Windows for Matching — What to Document
Hail cracked one window. The line was discontinued, the grilles and color are different now, and the adjuster is only paying for the one.
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Rebuild After Water Damage Mitigation — Drywall, Trim, Doors, Floors
The fans and dehumidifiers are gone. The walls are cut open two feet up, the carpet is out and the base is in a pile. Here is how the room gets put back.
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Storm Damaged Patio Door Replacement — Glass Panel or Whole Door
A branch came through the slider, hail cracked the fixed panel, or the wind caught the door and bent the track. Here is what gets replaced, and what goes on the list for your claim.
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Storm Door Blown Off by Wind — Repair or Replace the Door and Frame
The wind caught the storm door, flung it past the rail and left it hanging from one hinge, bent at the corner, or in the yard. Here is what can be saved.
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Tree Fell on House Repair — Framing, Sheathing, Windows and Siding
The storm put a tree on the house. Once it is off and the hole is covered, here is how the framing, the openings and the outside of the wall get put back.
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Window Broken in a Break-In — Board-Up, Glass, Sash or Whole Window
Someone broke the glass or pried the sash to get in. The police report is filed; now the opening needs to be closed tonight and the window put back right.
Read the pageOther kinds of work
- Window Replacement & Installation
- Door Replacement & Installation
- Finish & Trim Carpentry
- Window Trim-Out & Drywall Returns
- Exterior Trim, Rot Repair & Drip Caps
- Built-Ins, Mudroom Lockers & Shelving
- For Builders & Window Companies
- Aging-in-Place Carpentry
- Landlords & Property Managers
- Install What You Bought — By Brand & Store
- Roofing
- Siding
- Tile Installation
- Flooring
- Drywall Repair & Finishing
- Pole Barns & Metal Buildings
- Painting & Staining
- Hardscapes & Pavers
- TV Mounting
- Security Cameras & Doorbells
- Landscaping
- Insulation
- Excavation & Site Work
Where we work
Insurance repairs near you
Based in Zimmerman, scheduling across the Twin Cities metro. Closest first:
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