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Insurance and Storm Damage Repairs

Hail-cracked glass, dented patio doors, torn screens, split trim and a door kicked in overnight. We document it, write the scope your adjuster needs and do the repair.

An insurance repair has two jobs: fix the house, and give the adjuster a scope clear enough to approve. We photograph every damaged item with a scale reference, list it line by line in the words adjusters use (unit, glass, screen, trim, wrap), and quote the repair against that list. You file the claim and deal with your insurer; we give you what you need to do it and do the work once it is approved.

Minnesota law does not allow a contractor to waive, rebate or cover your deductible, and we do not. Each page below is one kind of damage and what it takes to put it back.

Insurance Repairs jobs we do (15)

Window set in an exterior wall with flashing tape before trim

Adjuster Says Hail Damage to Windows Is Cosmetic — What to Photograph

The adjuster walked around, saw dents and chips, and called it cosmetic. Before you accept that, check each window for damage that affects how it works.

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Contractor crew working on the exterior of a Minnesota building

Car Hit My House Repair — Wall, Garage and Framing Rebuilt

Someone missed the brake, the garage wall is pushed in and the door will not close. Here is how the wall gets checked, shored and rebuilt, and what the insurers need to see.

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Exterior of a two-story Minnesota home with its windows and doors

Contractor Estimate for Window Insurance Claim, Line by Line

The adjuster is coming Thursday and you want something on paper that lists every window and door the storm hit. This is what that estimate should look like and what goes in it.

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Wall framing going back up on a Minnesota home

Fire Damage Repair Contractor — Carpentry Rebuilt After the Cleanup

The fire is out, the restoration company has cleaned and gutted what was burned, and the rooms are down to studs. Here is how the carpentry goes back in.

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Replacement window set in an exterior wall with flashing tape around the opening before trim

Hail Damage Window Replacement — Cracked Glass, Sashes and Frames

Hail left star cracks in the glass, dents in the vinyl sill and a sash that will not close tight. Here is how each one gets fixed, and what goes on the list for your adjuster.

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Windows with screens in place on a two-story Minnesota home

Hail Damaged Window Screens Replacement — Rescreen or New Frames

Hail shredded the screens on the storm side and dented a few frames. Before anything gets fixed, every screen gets counted, sized and photographed so none is left off the claim.

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Installer working at an exterior door on a Minnesota home

Hail Dented Steel Door Replacement — Entry and Storm Doors

The front door looks like a golf ball and the storm door took it worse. Here is when a new slab is enough, when the whole unit goes, and how the dents get documented.

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Installer on a ladder working on a window in an exterior wall

Hail Dents on Aluminum Clad Window Sash — Sash Only or Whole Unit

The hail left dents all over the aluminum cladding on the sashes and the sill. The glass is fine, and you want to know what gets replaced.

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White casing, jambs and stool around a double casement window

Insurance Adjuster Missed Window Damage — Asking for a Supplement

The check came and the scope lists three windows, but six screens are torn and a sash on the back is cracked. Here is how the missing items get documented and back in front of your insurer.

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Row of windows on a sided house after replacement

Insurance Won't Replace All Windows for Matching — What to Document

Hail cracked one window. The line was discontinued, the grilles and color are different now, and the adjuster is only paying for the one.

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Finished room with new trim and flooring in a Minnesota home

Rebuild After Water Damage Mitigation — Drywall, Trim, Doors, Floors

The fans and dehumidifiers are gone. The walls are cut open two feet up, the carpet is out and the base is in a pile. Here is how the room gets put back.

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Sliding patio door opening onto a backyard at a Minnesota home

Storm Damaged Patio Door Replacement — Glass Panel or Whole Door

A branch came through the slider, hail cracked the fixed panel, or the wind caught the door and bent the track. Here is what gets replaced, and what goes on the list for your claim.

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Installer fitting a door at a Minnesota home entry

Storm Door Blown Off by Wind — Repair or Replace the Door and Frame

The wind caught the storm door, flung it past the rail and left it hanging from one hinge, bent at the corner, or in the yard. Here is what can be saved.

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Crew framing an opening on a Minnesota building exterior

Tree Fell on House Repair — Framing, Sheathing, Windows and Siding

The storm put a tree on the house. Once it is off and the hole is covered, here is how the framing, the openings and the outside of the wall get put back.

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Crew installing a replacement window on the outside of a Minnesota home

Window Broken in a Break-In — Board-Up, Glass, Sash or Whole Window

Someone broke the glass or pried the sash to get in. The police report is filed; now the opening needs to be closed tonight and the window put back right.

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Where we work

Insurance repairs near you

Based in Zimmerman, scheduling across the Twin Cities metro. Closest first:

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