Storm Damaged Window Repair in Ham Lake, MN
A branch came down through the family room window, or hail chipped every pane on the west side.
Reply within one business day. Or call / text 763-204-2099.
Storm damaged window repair in Ham Lake, MN, whether hail, wind or a limb from a wooded lot: JMB Builders documents each damaged window, writes it up as glass, sash, screen or whole unit, meets your adjuster when you want us there, covers the opening while parts are made, and does the approved repair. You file the claim. Priced per window, quoted from photos or an in-home visit.
- Priced per window
- Openings covered while parts are made
- Custom sizes ordered from the label
Ham Lake lots are big and either open or wooded, and storms hit each kind in its own way. On an open lot, hail and straight-line wind reach the house with nothing in between, so the damage runs across a whole side: chipped glass, dented sills, torn screens. On a wooded lot, the windows may come through the hail but a limb comes down through one or two of them.
The harder part here is the windows themselves. Custom sizes are common in Ham Lake homes, so a replacement glass unit, sash or window is made to order, not pulled off a shelf. We read the label on the frame or the spacer, order to it, and cover the opening with plywood or plastic in the meantime. A window from a custom home is worth getting right, because a near-match stands out next to its neighbors.
You file the claim and deal with your insurer. We document the damage, meet your adjuster when you want us there, and do the repair once the scope is approved. Minnesota law bars a contractor from waiving, rebating or paying your deductible, and JMB does not. What your policy pays for, and how long you have to report, are questions for your policy and your agent. A whole-window replacement may need a permit; we check with the City of Ham Lake building department and pull it if so.
Get a written quote for this job
Three photos and a sentence is enough: a reply within one business day, or ask for a free in-home estimate. Or text the photos to 763-204-2099.
What you supply
- The storm date and any photos from that day, especially of a limb before it is moved
- Your claim number and the adjuster's approved scope
- Window labels or paperwork, if you have them
- Access to each damaged window, and a clear path if a limb is still on the house
What JMB supplies
- Labeled photos of every damaged window with a scale in the shot
- A line-item list per window: glass, sash, screen, whole unit, and any trim or siding around it
- A walk-through with your adjuster when you want us there
- Plywood or plastic over open or broken windows while parts are made
- Glass units, sashes or whole windows ordered from the label to the original size
- Sill pan, flashing tape, foam and sealant on whole-window replacements
- Interior trim reset or matched where the work disturbs it
- Cleanup and finished photos in your job folder
How it is priced: per window
Quoted in writing from your photos, with a reply within one business day. What moves the number:
- Glass only, a new sash, or a whole window, decided one window at a time
- Custom sizes and shapes that are made to order
- Whether the maker still supplies parts for the window
- Framing, siding or trim damage around a window hit by a limb
- Upper-level or walkout windows that need ladders or staging
- Upgrades you pick beyond like-for-like, paid by you on top of the approved scope
Send a wide photo of each damaged window, a close-up of the damage and a photo of any label. Tell us if an opening is still uncovered.
How long it takes
The wait is the order, and custom sizes take longer. Once parts arrive, several glass or sash swaps fit in a day; a whole window, or one with framing damage from a limb, takes half a day or more.
How your project works
- 1
Send photos, get a written quote
Send three photos of the space and a sentence about what you want. You get a clear, itemized reply within one business day. Prefer a look in person? A free in-home estimate is always an option.
- 2
Pick materials, or bring your own
We help you choose profiles and materials that fit the house and the budget, or match your existing millwork exactly — or you buy the door or trim yourself and we install it. Everything is confirmed before the crew is scheduled.
- 3
Clean, precise installation
The crew shows up on time, protects floors and furniture, and installs with tight joints and consistent reveals. Photos of the finished work go in your job folder.
- 4
Walkthrough and invoice
We walk the finished work with you. If anything is not right, we fix it before we call the job done. Then one invoice, paid by check or direct deposit — no card fees, no payment links.
Situations and options
Hail across one side
Many windows with chips, cracks or dented sills on the storm side. Each one is listed on its own line, since some need glass and others a sash or a whole unit.
Limb through a window
One or two windows broken outright, often with the trim, siding or framing around them damaged. The opening is covered first, then rebuilt and the window replaced.
Delayed fog after a storm
A strike can break the seal without cracking the glass. If a pane fogs in the months after a storm, photograph it and ask your insurer whether it belongs on the same claim.
Storm Damaged Window Repair in Ham Lake, MN: questions, answered
A tree limb broke my window in Ham Lake — what do I do first?
Take photos before the limb is moved, from inside and out. If the limb is large or resting on the roof or wall, have it removed safely first. Then cover the opening with plywood or plastic and keep the receipts. Call your insurer to start the claim, and send us the photos for the window and trim repair.
Who handles the insurance claim for my storm damaged windows?
You do. You file the claim and deal with your insurer. We give you photos and a line-item list, meet your adjuster when you want us there, and do the repair once the scope is approved. Check your policy and ask your agent about coverage and deadlines.
How long does it take to get replacement glass for a custom-size window?
It depends on the maker and the glass. Custom sizes, shapes and coatings are made to order, so they take longer than a stock unit. We give you the expected date when the order goes in and keep the opening covered until it is installed.
Can you match a new window to the others on my custom home?
A glass or sash repair keeps the original frame, so it matches by default. A whole new window is ordered in the same style, color and grilles where the maker still makes them. If an exact match is not made anymore, ask your adjuster in writing how your policy handles matching before anything is ordered.
Can a contractor cover my deductible on a window claim in Minnesota?
No. Minnesota law bars a contractor from waiving, rebating or paying any part of your deductible, and JMB Builders does not do it. Your deductible is your share of the repair.
Do you repair storm damaged windows in Blaine and Forest Lake too?
Yes. Blaine, Forest Lake, Andover and Oak Grove are on the same north-metro routes as Ham Lake. The process is the same: photos, a line-item list, the adjuster visit if you want us there, then the repair.
Recent JMB work, from our job log
59 installs recorded across 30 Twin Cities communities since Dec 2025. Window and door installs for homeowners and the builders we work with. Counts come straight from our job log; no customer names.
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Read morePage reviewed October 9, 2026 · JMB Builders LLC, MN license BC809005 · All by city pages
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