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Dig a Small Pond on My Property — Approvals, Digging and Spoils

You have room on the lot or the acreage for a pond, and want to know what it takes and who has to sign off before a machine shows up.

Want to dig a small pond on your property? In Minnesota, check approvals first. The state protects wetlands and public waters, so a pond may need approval from the DNR, the watershed district and the county or city before digging. JMB Builders checks that before quoting, then digs and shapes the pond, sets a liner or compacts a clay bottom, and spreads or hauls the spoils. Priced per project.

  • Approvals checked before any quote
  • Priced per project after a site visit
  • Liner or compacted clay bottom
  • Spoils spread, bermed or hauled
  • Licensed MN contractor BC809005
New-construction house wall with sheathing and flashing tape on a JMB Builders job site

The hard part of a pond in Minnesota is often not the digging. Minnesota protects wetlands and public waters, and a low, wet spot that looks like a good pond site may itself be a wetland. Digging or filling one without approval can mean an order to restore it. Shoreland lots near lakes and rivers have their own county or city rules. Depending on the site, the DNR, the watershed district and the county or city can all have a say.

So the first step is a look at the site and a call to the agencies before we quote. If it is clear, or once approvals are in hand, the digging is straightforward: a staked outline, gentle side slopes for safety and to keep the banks from slumping, and a shape that fits the ground.

Whether it holds water depends on the soil. Heavy clay, compacted in the bottom, can hold water on its own; sandy soil needs a liner. A dug-out pond that reaches groundwater fills and drops with the water table. The dirt that comes out is a lot of material, and we plan where it goes before we dig.

What you supply

  • The address or parcel, and where on the property you want the pond
  • What the pond is for: looks, wildlife, livestock water, a skating spot
  • Photos of the site in spring and late summer if you have them, to show how wet it gets
  • A survey or aerial with property lines, wells, septic and drain field marked

What JMB supplies

  • A site visit and a check with the DNR, watershed district and county or city on what approvals apply
  • Gopher State One Call locate before digging
  • Pond staked out and dug with an excavator, with gentle side slopes
  • Clay bottom shaped and compacted, or the hole prepared and a liner set, as quoted
  • Spoils spread and graded, built into a berm, or hauled off
  • Banks topsoiled and seeded with erosion blanket, and silt fence where needed during the work
  • Photos in your job folder

How it is priced: per project

Quoted in writing from your photos within one business day. What moves the number:

  • Size and depth of the pond and how much material comes out
  • Soil: clay that can hold water vs. sand that needs a liner
  • Groundwater that has to be pumped to dig
  • Spoils spread on the property vs. hauled off by truck
  • Approvals, surveys or engineering the agencies require
  • Access for an excavator and trucks, and ground protection
  • Seeding, erosion blanket and silt fence around the work

Send the address, a photo of the spot and a rough size. We check the approval question first. If the site is a wetland or public water, we tell you what that means before anyone spends money on a design.

How long it takes

Approvals: from a quick answer to several weeks or more, set by the agencies. Digging a small pond: usually a few days once approved, plus seeding the banks.

How your project works

  1. 1

    Send photos, get a written quote

    Send three photos of the space and a sentence about what you want. You get a clear, itemized quote within one business day. We only come out to measure first when the job needs a tape measure — no pressure, no games.

  2. 2

    Pick materials, or bring your own

    We help you choose profiles and materials that fit the house and the budget, or match your existing millwork exactly — or you buy the door or trim yourself and we install it. Everything is confirmed before the crew is scheduled.

  3. 3

    Clean, precise installation

    The crew shows up on time, protects floors and furniture, and installs with tight joints and consistent reveals. Photos of the finished work go in your job folder.

  4. 4

    Walkthrough and invoice

    We walk the finished work with you. If anything is not right, we fix it before we call the job done. Then one invoice, paid by check or direct deposit — no card fees, no payment links.

Situations and options

Dug-out pond

Where the water table is high, the pond is dug down into it and fills with groundwater. Level rises and falls with the seasons.

Clay-lined pond

In heavy clay soil, the bottom and sides are shaped and compacted so the clay holds rain and runoff without a liner.

Lined backyard pond

In sandy soil or for a smaller ornamental pond, the hole is shaped, padded and fitted with a flexible liner, then the edges are buried or covered with rock.

Spoils made into a berm

The dirt dug out is shaped into a low berm or used to fill a low area, instead of paying to haul it away.

Dig a Small Pond on My Property — Approvals, Digging and Spoils: questions, answered

Do I need a permit to dig a pond in Minnesota?

Often, yes, and it depends on the site. Minnesota protects wetlands and public waters, so digging in or near one can need approval from the DNR, the watershed district, or the county or city that runs the wetland rules. Shoreland lots have their own rules too. We check with the agencies before we quote.

Can I turn a wet spot in my yard into a pond?

Maybe not without approval. A spot that stays wet may be a regulated wetland, and digging it out into a pond can count as altering a wetland. Ask before you dig; the local wetland authority can say whether it is regulated and what, if anything, is allowed.

Does a pond need a liner or will clay hold water?

Heavy clay, shaped and compacted, can hold water on its own. Sandy or gravelly soil will not, and needs a liner. Test holes on site show which you have. Small ornamental ponds are usually lined either way.

What do you do with the dirt from digging a pond?

It is either spread and graded on the property, built into a berm or used to fill a low area, or loaded and hauled off. Spreading it costs less. Where it can go can also be limited by the same wetland and shoreland rules as the pond, so it is part of the plan from the start.

How deep should a small pond be?

Deep enough in the middle to hold water through a dry summer, with gentle side slopes for safety and so the banks do not slump. Depth also depends on the purpose, the soil and the water table. We set it with you on site, within whatever the approvals allow.

How long does it take to dig a pond?

The digging on a small pond usually takes a few days. Getting approvals can take much longer and depends on the agencies. Seeding and erosion control on the banks finish the job.

Recent JMB work, from our job log

59 installs recorded across 30 Twin Cities communities since Dec 2025. Window and door installs for homeowners and for the builders and dealers we sub for. Counts come straight from our job log; no customer names.

Get a written quote for this job

Three photos and a sentence is enough. You hear back within one business day. Or text the photos to 763-204-2099.

Free quote from your photos in one business day · No obligation · Licensed contractor

Photos (up to 3 — the fastest way to a price)

One wide shot of the room or wall, one close-up of the trim or opening, one of anything you're unsure about.

Related jobs we do

Page reviewed September 26, 2026 · JMB Builders LLC, MN license BC809005 · All excavation pages

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